Instant Business Insurance Quotes — Buy Online Today

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EXPERTS OF INSURANCE

Instant Business Insurance Quote

What do you need a quote for?

Workers’ Compensation

Surety bond request

Takes 30 seconds — a licensed agent takes it from there, usually the same business day.

What type of bond do you need?

Bond amount (if known)

Who requires it? (state, court, GC…)

How much umbrella coverage do you need? Current policies & limits, if you know them (GL, auto, workers' comp…)

Business name

Your first name

Your last name

Phone

State

When do you need it?

Prefer to talk? Call 859-407-4888.

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Thank you!

A licensed agent will be in touch shortly — usually within the business day.

Need us right now? Call (859) 407-4888.

Tell us about your business

Legal business name What does the business do?

Business location address

City

State

ZIP

Mailing address is different from the business location

Mailing street address

City

State

ZIP

Employees

Year started

Annual payroll — owners + employees ($)

Annual revenue / sales ($)

Do you own, lease, or run it from home?

Sprinkler system?

Business personal property (BPP) limit ($)

$5,000–$500,000 (contents, equipment, inventory)

BPP deductible

Building limit ($)

$25,000–$1M — only if you own the building

Property damage liability deductible

Your first name

Your last name

Phone

Prefer to talk? Call 859-407-4888.

Your quote

/year

/mo ·

Liability limit (per occurrence / aggregate)

Per-claim limit

Aggregate limit

Deductible

Optional coverages

Cyber liability

Workplace violence

Hired & non-owned auto Include

Hired & Non-Owned Auto (HNOA)

Covers liability when a vehicle your business doesn't own is used for business — a rented/hired vehicle, or an employee's personal car driven for work. It does NOT cover physical damage to those vehicles, and it is not a substitute for a commercial auto policy on vehicles you own.

HNOA is available as an endorsement for risks that meet the following criteria:

No owned autos
No logistics or transportation operators
No prior HNOA claims
Does not transport passengers

Coverage enhancement package

Coverage Enhancement Packages

A Coverage Enhancement Package raises the built-in limits on your Business Owners Policy and adds extra property protections — so more is covered, and covered for more. Coterie offers three tiers:

Silver — the essential boost to your standard property coverage.
Gold — broader limits and more coverages than Silver.
Platinum — Coterie's most complete property enhancement, with the highest limits.

Each step up adds protection for a small premium increase — you'll see each tier's exact cost the moment you pick it and re-quote. The specific coverages and limits in each tier are set by Coterie's endorsement forms. See Coterie's endorsement details →

Employment practices (EPLI)

Retention

Choose how to pay

Payment details

Card

I have reviewed my quote — the coverages, deductibles, and any exclusions, prohibited operations, or coverage notices shown above — and I understand these policy conditions.

Prefer to talk? Call 859-407-4888.

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You’re covered!

Your policy number is

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