Built by an agency that got tired of the wait.

Who we are

Experts of Insurance is the online quoting arm of Signature Insurance Agency, an independent insurance agency headquartered at 525 Darby Creek Rd, Unit 29, Lexington, KY 40509 — and licensed in all 50 states. When you quote here, buy here, or call the number at the top of this page, you're working with that agency: the same licensed people who place the coverage also service it afterward.

Why this site exists

We built Experts of Insurance because we got tired of watching business owners wait. The typical experience goes like this: you fill out a "request a quote" form, and then... nothing. Maybe a callback in a day or two. Maybe a voicemail tag marathon. Meanwhile a general contractor is holding your spot on a job, a landlord is holding a lease, and your business is standing still over paperwork.

We knew it didn't have to work that way, because we were already placing coverage same-day for clients who called us directly. The only thing missing was a front door that moved at the same speed. So we connected real online quoting — actual bindable prices from A-rated national carriers, not a lead form wearing a quote costume — directly to our agency. If your business fits online quoting, you can see a price and buy in minutes. If it doesn't, the same form routes straight to a licensed agent who calls you right away instead of "within 2–3 business days."

What we place

As an independent agency, we shop many carriers rather than selling one company's products. Day to day, that means:

• Workers' compensation — required in nearly every state once you have employees, with pay-as-you-go options available.
• General liability — the coverage every contract, lease, and GC asks about first.
• Business owners policies (BOP) — liability plus your building, equipment, and lost income, bundled.
• Professional liability (E&O) — for businesses that sell advice, services, or expertise.
• Commercial auto — work trucks, vans, and anything with your name on the door.
• Bonds and more — surety bonds, umbrella coverage, and the specialty policies certain trades and contracts require.

And because a policy is only useful when you can prove you have it, we issue certificates of insurance the same day — usually within the hour.

How we work

• Online speed, human judgment. Instant quoting handles the straightforward risks. Licensed agents handle everything else — and they're the same people either way.
• Independent means options. If one carrier says no or prices high, we shop it across our markets instead of shrugging.
• Straight answers. We'll tell you what your state and your contracts actually require — and what you don't need to pay for.
• Paperwork treated as urgent. A COI request means a job is waiting. We act like it.

Talk to us

Whether you want a two-minute online quote or a five-minute phone conversation about what your business actually needs, we're easy to reach: call (859) 407-4888 Monday–Friday, 9am–5pm ET, email [email protected], or send us a note and an expert will call you.